More ways to fill coverage gaps.
Dental, vision, critical illness, life, hospital and sickness, and accident plans may address different needs. I’ll explain what each covers and whether it fits alongside what you already have.
Let’s look at the details before adding a plan.
Tap any plan type to learn more. Benefits, limits, exclusions, and eligibility vary by policy.
Dental
Help with routine cleanings, exams, and dental care.
People without dental coverage through work, or anyone expecting dental work soon.
Many plans have waiting periods for bigger procedures and a yearly benefit maximum.
Vision
Eye exams, glasses, and contact lenses.
Anyone who wears glasses or contacts, or wants regular eye exams covered.
Plans often set allowances for frames and lenses and use a provider network.
Life Insurance
Help protect the people who rely on you.
Parents, homeowners, and anyone with people who depend on their income.
Term coverage lasts a set number of years; permanent coverage is designed to last for life. I’ll explain the difference plainly.
Critical Illness
A defined cash benefit if you’re diagnosed with a covered illness.
People who want extra help with costs a health plan may not cover.
Only specific conditions listed in the policy are covered, and benefits are paid as a lump sum.
Hospital & Sickness
Benefits that can help with costs from a covered hospital stay.
People with higher deductibles who want help if they’re hospitalized.
These plans add to health insurance; they don’t replace it.
Accident
Support after a covered accidental injury.
Active families, people with physical jobs, or anyone with a high deductible.
Benefits are set amounts for covered injuries and treatments listed in the policy.
Not sure what you need? Let’s talk it through.
I’ll look at what you already have and tell you honestly whether an extra plan makes sense.